Kamios operates by layering governance, orchestration, and attribution over existing legacy infrastructure. Rather than forcing a complete systems overhaul, the platform integrates with core platforms to manage end-to-end workflows, from customer onboarding and KYC to claims adjudication and credit decisioning. By documenting rules in plain language and requiring managerial sign-off, the platform creates a firm mandate that defines agent boundaries and mandates human intervention points.
The platform’s efficacy is already documented in the insurance sector. At one Tier-1 insurer, the implementation increased straight-through processing for new business from 2% to 35%, while another firm saw claims automation climb from 45% to 78%. These gains are tracked in real-time, with every decision point capturing authority, evidence, and operational costs as they occur.

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